You know an RHSA is a great option to provide coverage for your small business. You’ve taken the time to learn everything you can about this coverage, and know the ins and outs; that’s why you chose it in the first place! But your staff has not had the same amount of time with the material as you. Your employees have important questions and will rely on you to answer them.
One of the most common questions you will get from current employees or new hires in the future is, “Does it include dental?” Visits to the dentist are one of the most common medical expenses that, strangely enough, are not typically covered by general provincial coverage. But keeping your teeth healthy is an important part of one’s overall health. With the cost of dental procedures often being quite expensive, your staff will want to know what’s covered.
To help you out, here are three dental services your employees can claim with your RHSA.
1. Routine Dental Care
Along with daily brushing and flossing, regular yearly trips to the dentist are an important part of oral health (some dentists even recommend two per year). These visits can start to add up in costs. After cleanings, X-rays, and dental exams, routine dental care can become quite cost prohibitive without coverage.
You’ll be able to put healthy smiles on your employees’ faces when you tell them your RHSA covers routine dental care. No need to scrimp and save to make sure the family is taken care of; regular visits are not only covered but encouraged!
2. Dental Implants
If you thought regular check-ups made your staff smile, wait until you tell them about the next two procedures covered. These are, for many plans, not covered (certainly not in full) but with your RHSA, your staff has plenty of support paying for them.
First up are dental implants. These are root implants that are installed in a person’s mouth when they have a gap between teeth. This may be because a tooth had to be pulled to avoid a root canal, an adult tooth never came in, or the person had impact trauma that caused irreparable damage to the tooth. Regardless of the reason, there is now a gap in his or her smile.
A dental implant is a small screw installed in the jaw on top of which a fake tooth, much like a crown, is connected. It looks and feels like a real tooth and is necessary to help the jaw maintain its shape and not let your remaining teeth shift. Unfortunately, this is often considered “cosmetic surgery” by many plans, which is why your staff will be happy to know they have coverage through your RHSA.
Orthodontics are an important part of many people’s oral health. They keep your teeth straight and can actually help with many other oral and pain-related symptoms, like teeth grinding or shifting teeth. They are quite expensive, though, and to afford the cost, most people must consider installment plans on top of any coverage they can get. You can let your staff rest easy knowing that your RHSA does cover costs associated with orthodontics.
When your staff is curious about which dental procedures your RHSA covers, you can take pride in letting them know they’re covered for routine visits to the dentist, dental implants, and orthodontics—then watch those smiles beam!